These websites are not mortgage companies, nor are they mortgage brokers. These websites are instead software programs that are rented to commercial mortgage lenders for a fee (application service provider). C-Loans, Inc. is typically paid a fee of 0.375% to 0.5% by its participating lenders.

When you submit a loan through one of these websites, you will be dealing directly with the lender. Except for the occasional technical issue, no one from C-Loans, Inc. will assist you in placing your loan. C-Loans, Inc. is not a mortgage broker, nor are we your agent.

While C-Loans, Inc. generally does not allow brokers to be listed as lenders, some commercial mortgage brokerage companies are so competent and so well-connected with investors that they have earned a listing on C-Loans.

We believe that each of the lenders and mortgage brokers listed is legitimate, reputable, and ethical; however, C-Loans, Inc. makes no warranty to this effect. Should you have a bad experience with one of these lenders or brokers, please notify us immediately.

It is customary for commercial mortgage lenders to require some sort of application fee to cover the cost of the third party reports. This application fee also is legitimately used by lenders "to get the deal off the street". Therefore, you should not be alarmed if one of these lenders asks for an application fee. On the other hand, however, you should obtain a written agreement with the lender detailing under which circumstances you will be entitled to a refund of your fee. C-Loans, Inc. is not responsible for disputes between borrowers and lenders regarding application fees and third party reports.